Punjab and Sind Bank, a Government of India undertaking, has announced a new recruitment drive to hire MSME Relationship Managers on a contract basis. The initiative aims to boost the bank’s MSME (Micro, Small & Medium Enterprises) portfolio by employing professionals skilled in credit assessment, client servicing, and business development.
This opportunity is ideal for experienced candidates looking to advance their careers in public-sector banking. Applicants must review all eligibility norms carefully before applying.
Date
- Notification Release Date: 05 November 2025
- Start of Online Application: 05 November 2025
- Last Date to Apply Online & Pay Fees: 26 November 2025
- Mode of Application: Online only
All future notices and updates will be posted exclusively on the official website.
Application Fee
| Category | Fee Amount |
|---|---|
| General / EWS / OBC | ₹ 850 |
| SC / ST / PwBD | ₹ 150 (intimation charges only) |
- Payment Mode: Online via Debit Card, Credit Card or Net Banking.
- Note: The fee is non-refundable under any circumstances.
Vacancy Details
A total of 30 MSME Relationship Manager posts have been announced.
| Category | Vacancies |
|---|---|
| SC | 4 |
| ST | 2 |
| OBC | 8 |
| EWS | 3 |
| UR | 13 |
| Total | 30 |
The number of vacancies mentioned is tentative and may increase or decrease based on the bank’s requirements.
Eligibility Criteria
1. Nationality
Applicants must be:
- Indian citizens; or
- Subjects of Nepal / Bhutan; or
- Tibetan refugees who arrived in India before 1 January 1962 with intent to settle permanently; or
- Persons of Indian origin from eligible foreign countries intending permanent residence in India.
Non-citizens must possess a Government of India eligibility certificate.
2. Age Limit (as on 01-11-2025)
- Minimum: 25 years
- Maximum: 33 years
Relaxations: SC/ST – 5 yrs; OBC (NCL) – 3 yrs; PwBD – 10 yrs; Ex-Servicemen – 5 yrs.
3. Educational Qualification
- Essential: Full-time Graduation in any discipline from a recognized university or institution approved by AICTE / UGC.
- Preferred: MBA (Marketing or Finance) from a recognized university.
4. Work Experience
- Minimum 3 years of post-qualification experience in relationship management or credit in MSME banking with a Scheduled Commercial Bank, NBFC, or Financial Institution.
Pay Scale
- Selected candidates will be appointed on a contractual remuneration structure.
- The monthly consolidated pay will be ₹50,000 to ₹75,000 per month, depending on qualification, experience, and performance in the selection process.
- Additional performance-based incentives may be offered to top-performing candidates based on business targets and achievements.
Contract Duration
- Initial Term: 3 years (subject to annual performance review).
- Extension: Renewable yearly up to 5 years depending on performance and bank’s requirement.
- Either party may terminate the contract with one month’s notice or pay in lieu of notice.
Selection Process
Stage 1 – Written Examination (if conducted)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 min |
| General Awareness | 20 | 20 | 30 min |
| Professional Knowledge | 60 | 60 | 60 min |
| Total | 100 | 100 | 105 min |
- Qualifying Marks: UR/EWS – 40%, SC/ST/OBC – 35%.
- Only Professional Knowledge marks determine merit ranking.
Stage 2 – Screening & Interview
- Short-listed candidates will be called for an interview (round ratio decided by bank).
- If a written test is held: 70% weightage for written + 30% for interview.
- If no test is held: Interview will carry 100% weightage.
- Interviews likely to be conducted at New Delhi; no TA/DA will be paid.
Stage 3 – Final Selection
- Based on combined performance and document verification.
- The final list of selected candidates will be released on the bank’s official website.
Application Process
Step-by-Step Guide
- Visit the official website — punjabandsind.bank.in.
- Navigate to Recruitment → MSME Relationship Manager Recruitment 2025.
- Sign up using an active email address and a working mobile number.
- Fill in personal, educational, and experience details carefully.
- Upload required documents:
- Passport photo and signature
- Educational certificates
- Experience letters
- Category certificate (if applicable)
- Pay the application fee online and submit the form.
- Keep a copy of the confirmation page by saving and printing it for future use or reference.
Documents Required
- Application printout and call letter
- Proof of identity (PAN/Aadhaar/Voter ID)
- Educational and experience certificates
- Category certificate (SC/ST/OBC/EWS/PwBD)
- CIBIL score report (650 or above)
- Two recent passport-size photographs
