India Post Payments Bank Recruitment 2025 – Apply Online for 309 Junior Associate & Assistant Manager Vacancies

India Post Payments Bank (IPPB), a 100% government-owned entity established under the Department of Posts, is spearheading a financial revolution to bring banking services to every corner of the nation. Leveraging the vast network of India Post, IPPB is creating an unparalleled ecosystem of doorstep banking. In a significant move, IPPB is inviting officers and employees from Central/State Governments, Public Sector Undertakings (PSUs), and Autonomous Bodies to be a part of this transformative journey. This is not a direct recruitment but an opportunity for serving officials to join IPPB on a deputation or foreign service basis, offering a chance to gain invaluable experience in a dynamic, technology-driven banking environment. The bank is looking to fill 309 vacancies for the roles of Assistant Manager and Junior Associate, providing a unique platform for eligible candidates to contribute to India’s financial inclusion story.

Important Dates at a Glance

Prospective candidates must mark these critical deadlines to ensure their application is considered:

• Start of Online Applications: 11th November 2025
• Last Date for Online Applications & Fee Payment: 1st December 2025

Candidates are strongly advised not to wait until the last day to submit their applications to avoid any last-minute technical issues.

Vacancy Details: Positions and Locations

IPPB aims to fill a total of 309 vacancies across two key positions. The break-up is as follows:

Total Vacancies: 309

1. Post Name: Assistant Manager (Scale-I)
   • Number of Vacancies: 110
   • Location: Various IPPB Branches/Banking Outlets across India.
2. Post Name: Junior Associate
   • Number of Vacancies: 199
   • Location: Various IPPB Branches/Banking Outlets across India.

Crucial Note on Posting:

• Candidates must apply for a vacancy in one specific branch/banking outlet only.
• Your candidature will be considered only for the location you choose during application.
• The final posting will be at the selected branch/banking outlet, though management reserves the right to change the location if required.

Application Fees

A non-refundable application fee of ₹750/- is payable by all candidates. The fee must be paid online during the application process. Candidates should double-check their eligibility before making the payment, as the fee will not be refunded under any circumstances.

Eligibility Criteria

The eligibility criteria are specific and must be met as of 1st November 2025.

A. Educational Qualification (for both posts):

• Graduation in any discipline from a recognized university.

B. Age Limit (as on 01.11.2025):

• For Junior Associate: 20 to 32 years
• For Assistant Manager (Scale-I): 20 to 35 years

C. Post-Qualification Experience:
This is the most critical component for deputation. Candidates must be regular employees in the specified pay scales.

• For Junior Associate (199 Posts):
  • For Employees of Department of Posts: Must be in Level 4, 5, or 6 (Group C & B) with a minimum of 3 years of experience.
  • For Employees of other Central/State/PSUs/Autonomous Bodies: Must be in IDA Pay Scales W-4, W-5, or W-6 (Workmen category) with the requisite experience.
  • Important: For this post, only employees of the Department of Posts in Level 4 are eligible.
• For Assistant Manager (Scale-I) (110 Posts):
  • For Employees of other Central/State/PSUs/Autonomous Bodies:
    • Must be in CDA Pay Scale Level 7 with 5 years of experience, OR
    • Must be in CDA Pay Scale Level 8 with 3 years of experience.
    • Alternatively, in IDA Pay Scales, must be in Level E-1 or Level E-0 with 3 years of experience.
  • Important: Employees of the Department of Posts are NOT eligible for this post.

Job Profile: What Will You Do?

Understanding the role is key to deciding if this deputation is right for you.

1. Assistant Manager (Scale-I)
This is a supervisory role with a mix of field and office responsibilities. Your work will include:

• Managing and analyzing data (MIS) for a defined area to improve process efficiency.
• Conducting field visits to post offices and business corridors to promote IPPB services through camps and melas.
• Assisting end-users and agents with queries, technical issues, and onboarding processes.
• Performing pre-audits to identify and mitigate operational risks.
• Planning and executing sales targets through the Business Correspondent (BC) network.
• Ensuring regulatory compliance and conducting audits during field visits.
• Training and guiding Department of Posts staff on IPPB products and processes.
• Resolving customer complaints and coordinating with various channels.

2. Junior Associate
This is a front-line role focused on sales, customer interaction, and support. Your duties will involve:

• Building relationships with channel partners to drive sales and disseminate marketing information.
• Selling all IPPB banking products directly to customers.
• Identifying and onboarding new Business Correspondents (BCs).
• Assisting end-users with the onboarding process, including device and SIM allocation.
• Organizing marketing camps, melas, and Financial Literacy Camps (FLC) to promote products.
• Achieving monthly sales targets for various banking products.
• Performing pre-audits to ensure compliance and mitigate risk.
• Handling customer complaints and ensuring their resolution.

Salary, Allowances, and Perks

This is a deputation, so the compensation structure is different from a direct appointment. A deputationist has two options:

• Option 1: Draw the pay scale of the IPPB post (Assistant Manager or Junior Associate).
• Option 2: Draw the basic pay from your parent cadre/organization, plus a deputation allowance on top of that, plus any personal pay.

Your leave, pension, gratuity, and other long-term benefits will continue to be governed by the rules of your parent department.

Tenure of Deputation

The deputation to IPPB comes with a fixed term:

• The initial tenure is for one (1) year.
• This can be extended on a year-to-year basis for another two (2) years, subject to satisfactory performance and business requirements.
• Important: This deputation does not lead to regular absorption in IPPB. After your tenure, you will return to your parent organization.
• There is a mandatory two-year “cooling-off” period after every deputation in IPPB before you can apply for another deputation role.

Selection Procedure

The selection process is designed to be straightforward and merit-based:

1. Primary Basis for Selection: The merit list will be prepared branch-wise primarily on the basis of the exact percentage of marks obtained in Graduation.
2. Tie-breaker: In case of a tie in graduation percentage, the candidate with the earlier date of birth will be ranked higher.
3. Calculation of Percentage: The percentage must be calculated as the total marks obtained divided by the aggregate maximum marks, rounded to two decimal places (no further rounding is allowed). For grades (CGPA/GPA), the exact conversion formula of the university must be used.
4. Bank’s Discretion: IPPB reserves the right to conduct an Assessment, Online Test, Group Discussion, or Interview if deemed necessary.

How to Apply: A Step-by-Step Guide

The application process is entirely online. Follow these steps carefully:

1. Visit the Official Website: Go to the official IPPB website during the application window.
2. Read Instructions: Thoroughly read the detailed instructions available on the careers page before starting.
3. Fill the Online Form: Complete the application form with accurate personal, educational, and employment details. You must specify the exact graduation percentage.
4. Upload No Objection Certificate (NOC): This is mandatory. Your application will be rejected without it. The NOC from your parent organization must clearly contain:
   • A statement of any major/minor penalties imposed in the last 5 years.
   • A Vigilance Clearance Certificate from the competent authority.
   • A relieving condition stating that you will be relieved within 30 days if selected.
5. Pay the Application Fee: Pay the ₹750/- fee online through the provided payment gateway.
6. Submit and Keep a Record: Finalize your submission and keep a printout or soft copy of the completed application for your records.

Critical General Instructions

• Eligibility is Key: Your application will be summarily rejected at any stage if you do not meet the stipulated eligibility criteria. Verify your pay level, experience, and age before applying.
• Accuracy of Information: Any discrepancy between the information filled online and your original documents will lead to disqualification.
• Misconduct: If found guilty of using unfair means, impersonation, or suppressing material information, you will be disqualified and may face debarment from future IPPB recruitments and potential disciplinary action.
• Communication: All updates and results will be published only on the official IPPB website. Ensure your registered email and mobile number are active.